Banking Course after 12th | Fee, Scope & Eligibility

Banking course after 12th: To pursue a career in the financial industry, students can enroll in a variety of banking courses after completing the 12th grade. These consist of banking, accounting, finance, and related bachelor's degrees in addition to diploma and certificate programs.

To be eligible to take any banking course, students must have completed their 12th grade with a minimum of 50% from an accredited university. Popular among students, banking certification programs can last anywhere from 6 months to 1 year. Banking courses at the undergraduate and graduate levels are available both online and offline. Online learning platforms such as edX, Coursera, and Udemy offer banking courses. Following 12th grade, banking courses aid in obtaining positions such as credit and risk manager, internal auditor, tax assistant, financial consultant, and advisor. These positions pay between INR 3,00,000 and INR 5,00,000 annually on average.

Latest Update Regarding Banking Course After 12th

• The last date to applying for the CAT 2025 exam, for the banking course admissions, is expected to be in the fourth week of September 2025. The registration process is expected to begin in the first week of August 2025. The CAT exam is scheduled for November 30, 2025 (tentative).

Banking Course After 12th Admission 2025

Candidates pursuing a Banking course after 12 will be a good pathway to start their career. Students will shortly be invited to get themselves registered for the program. Requirements to get eligible for the Banking course: students have to pass their 12th in any discipline with a minimum of 50%-60% in the examination. Some universities can conduct their entrance exams for admission, or they may accept national tests such as CUET, MAT, XAT, CAT, CMAT, and others. Banking courses are in various disciplines like Banking operations, Financial markets, Risk management, Investments, and Financial analysis.

Registration fee for the Banking course will range between INR 500-1100, approx. The selection process of the candidate depends on their previous qualification and marks obtained in their entrance exam, depending on the college's requirements. The average fee of the program will range from INR 50K to 5 Lakh. However, candidates may visit the websites of universities to know the course details, admission process, fee structure, and more.

Banking Course After 12th Admission Login Process

Here is step-by-step guidance on how to apply for banking courses after completing the 12th grade:

• Visit Website: Interested students visit your choosen university or college's official website and admission portal.

• Apply Online: Students can apply online for their chosen courses that they want to pursue for their future goals.

• Upload Documents: After filling out the application form, candidates can upload necessary documents like a mark sheet, ID proof, and a passport-size photograph.

• Fee Payment: Students can pay the fees that are mentioned in the admission notification, so that the admission process reaches the next stage.

• Submit Application: After filling out the application form, students can first review the application form and then submit it before the deadline.

Career Paths In Banking In India After 12th

Have you completed your banking course? What next? Well, there are various options available after completing a Banking course in India. Banking has multiple positions in front-line roles and Specialized Roles. 

Now, we will see the detailed breakdown of available job roles in banking after the 12th:

Front Line Roles:

• Bank Teller

• Financial clerk 

• Customer Service representatives

• Personal Banker

Specialized Roles

• Auditor

• Investment Banker

• Risk manager

• Commercial Banker

• Accountant

• Wealth Manager

These are some popular positions available in the banking industry. Students can choose from these according to their interests and preferences. You can enter into these roles with entry-level positions. After that, you can get a promotion and get positions like mid-level and senior-level.

UG Banking Courses After 12th

Students who want to pursue their Bachelor’s degree in the Banking sector. Universities have opened their registration portal for well-suited students. To enroll in this course, candidates need to meet the eligibility criteria of the program and the university. Students are required to finish their secondary examination from any recognized board with a 50%-60% score or above. Some universities take admission based on Entrance Exams such as CUET, MAT, XAT, CAT, and CMAT.

However, students need to qualify for the entrance test with a good aggregate to secure their seats in universities. The UG Banking course will cover some of the disciplines, including Banking operations, Financial markets, Risk management, Investments, and Financial analysis. Universities offer dynamic banking courses in B.A, BBA, B.Com, and B.Sc. Students can join the program in both online and offline modes.

The undergraduate program duration will be 3 years, including 6 semesters. The approximate fee for this program will be INR 50,000 to INR 5,50,000, but it relies on the course specialization and university.

Moreover, students should go through the university's prospectus to get detailed information.

Diploma in Banking Courses After 12th

Aspiring students who wish to start their banking career in short-term courses can go with the Diploma course in Banking. Students can choose this course in various universities, both online and offline learning.

For Diploma courses, there are simple processes for registration; candidates are required to complete their previous education in the 12th class with 40%-50% aggregates.

Many universities offer innovative and interactive diploma courses in the Banking sector; some of them are Banking Services Management, Banking and Finance, Investment and Risk Management, Banking Operations and Financial Systems, and more. The minimum duration is 6 months, and the maximum duration is 1 year for the diploma program. Diploma in Banking course fees will be INR 50,000 to INR 1,00,000 on average. All universities have their admission processes, so students need to check the official page of the university for required information.

Certificate in Banking Course After 12th

Students who don’t want to pursue a traditional banking program can go with the exclusive certificate courses. Certified courses are provided by reputed universities or institutions. Students can do this course online and offline. Online students just need to take some online lectures, tasks, and tests, and then they can hold the certificate of the course. Course duration will be 3 months to 6 months minimum. Candidates who have completed their higher education from any recognised board are eligible for this course. Certificate Courses provided by universities are in Finance Planner, Management Accountant, Public Accountant, Alternative Investment Analyst, and more. These courses will help you learn about Banking and Finance systems.

The charges of the certificate course will range from INR 10,000 to 50,000, depending on the institute or organization.

Banking Courses After 12th Arts

After completing the 12th class with Arts, students can pursue several banking courses to make your career in the financial sector. These courses are divided into various programs like Diploma programs, Undergraduate degrees, and Postgraduate programs, and each programs offer different levels of specializations and career opportunities.

Banking Courses After 12th Science

Students who have completed their 12th class can pursue banking courses. There are several courses available to make a career in the financial sector. These courses include, Bachelor's degree in Finance, Economics, and Business Administration. Some other specialized program, like, Bachelor of Banking and Insurance. Diploma courses are also available.

Banking Course After 12th Commerce

After completing the intermediate with commerce, students can take several banking-related courses. These courses are like B.Com (Bachelor of Commerce) in banking, BBA (Bachelor of Business Administration) in banking and finance, and BA/BSc in banking and finance. Students can choose the right course based on their interests and career goals. It can help build a strong foundation in banking and finance.

Banking Courses After 12th Commerce Without Maths

After the 12th, several banking and finance-related courses are available for students to pursue with the commerce stream, even without having the math subject in the 12th standard. Some popular courses include BBA in Banking and Finance, B.Com (general) with a specialization in Banking. Additionally, other options are also available, like a certificate and a diploma program, and professional courses like Company Secretaryship and Certified Financial Planner.

Banking Courses After 12th PCM

Interested students with PCM (Physics, Chemistry, and Mathematics) after completing the 10+2 can pursue various banking and finance-related courses. These included undergraduate degrees like Bachelor of Arts in Banking and Finance, BBA in Banking and Finance, or B.Sc in Banking and Finance. Other options include diploma courses like a diploma in banking and finance.

Banking Course After 12th: Eligibility Criteria 

After completing your 12th grade, you normally need to have at least 50% of the minimum scores on your exams from a recognized board to be eligible for banking courses. Certain courses, like B.Com in banking, might have particular stream requirements, which frequently require a background in commerce. A bachelor's degree may also be necessary for some courses to be eligible for certain banking careers after graduation. 

• Eligibility for UG Course:

  • Applicants must have passed their 12th grade or equivalent from a recognized board.

  • Candidates must have earned a minimum of 50% marks in their 12th class.

  • Relaxation will be given to students who belong to reserved categories.

  • There is, as such, no restriction for any stream, but students from a commerce background are preferred for banking courses.

• Eligibility for Diploma and Certificate Courses:

  • Applicants must have a 10+2 certificate for admission to the banking diploma and certificate programs.

  • Students must have secured at least 45% marks in their 12th grade.

Free Banking Courses After 12th

For those who have completed their 12th grade, numerous free online banking courses provide a solid foundation for a future in the financial industry. Digital banking, investment banking, and basic banking concepts are covered in courses offered by platforms such as Coursera, Great Learning, Alison, and SkillSchool. These are some popular courses that can be done for free from the mentioned platform:

Below are the most famous online platforms that provide free certification courses to students:

• SkillSchool

• Great Learning

• Alison

• Coursera

• Udemy

• edX

• IPBIndia

Banking Courses After 12th Fees

Banking Courses After 12th: Salary

After 12th grade, if you pursue a banking course as a fresher, you can expect a starting salary of INR 3 to 5 lakh per year. After some experience, salaries can increase significantly, reaching 12 lacks or more per annum. Specific banking courses include BBA, B.Com, BSc in banking and finance, and BA in economics.

Banking Courses After 12th Colleges

Candidates who are looking forward to Banking sector career opportunities can join a Banking course. Banking courses help us to understand the fundamentals of banking, including risk management, financial management. A wide range of Banking courses is now being offered by universities in high demand. This program will prepare you for a variety of job roles in the banking and finance areas, including relationship management, customer service, and more.

Here are some highly recommended colleges for the Banking course:

Government Banking Courses After 12th

Several government and private institutions offer various Diploma and Undergraduate programs after intermediate. Some notable courses are like BA/BBA in Banking, B.Com in Banking and Insurance, and Diploma programs in Banking and Finance.

Diploma courses

• Diploma in Banking and Finance

• Diploma in Banking and Insurance

Bachelor's degree courses

• BA in Banking and Finance

• BBA in Banking and Finance

• B.Com in Banking

• BSc in Banking and Finance

Specialized certifications

• Certified Banking Professionals (CBP) by IIBF

• Various Short-Term Banking Certifications

Govt Bank Jobs For 12th Pass Freshers

A 12th-grade fresher can apply for several government jobs in the banking sector. These include positions like Bank Clerk, Data Entry Operator, and various customer service job roles. While some other job roles may require specific skills and experience in a specific industry. Here is a detailed breakdown of government bank jobs for freshers:

• Data Entry Operator: A data entry operator is a person who inputs data and updates it into computer systems or databases.

Read also:

Finance courses after 12th

Stock Market courses after 12th