Banking Course after 12th | Fee, Scope & Eligibility

Banking course after 12th: To pursue a career in the financial industry, students can enroll in a variety of banking courses after completing the 12th grade. These consist of banking, accounting, finance, and related bachelor's degrees in addition to diploma and certificate programs.

To be eligible to take any banking course, students must have completed their 12th grade with a minimum of 50% from an accredited university. Popular among students, banking certification programs can last anywhere from 6 months to 1 year. Banking courses at the undergraduate and graduate levels are available both online and offline. Online learning platforms such as edX, Coursera, and Udemy offer banking courses. Following 12th grade, banking courses aid in obtaining positions such as credit and risk manager, internal auditor, tax assistant, financial consultant, and advisor. These positions pay between INR 3,00,000 and INR 5,00,000 annually on average.

Banking Course After 12th Admission Process 2025

Candidates pursuing a Banking course after 12 will be a good pathway to start their career. Students will shortly be invited to get themselves registered for the program. Necessary requirements to get eligible for the Banking course: students have to pass their 12th in any discipline with a minimum 50%-60% in the examination. Some universities can conduct their own entrance exams for admission or they may accept national tests such as CUET, MAT, XAT, CAT, CMAT, and others. Banking courses are in various disciplines like Banking operations, Financial markets, Risk management, Investments, and Financial analysis.

Registration fee for the Banking course will range between INR 500-1100 approx. The selection process of the candidate depends on their previous qualification and marks obtained in their entrance exam depending on college requirements. Average fee of the program will range from INR 50K to 5 Lakh. However, candidates may visit the website of universities to know the course details, admission process, fee-structure, and more.

Career Paths In Banking In India After 12th

Have you completed your banking course? What next? Well, there are various options available after completing a Banking course in India. Banking has multiple positions in Front Line roles and Specialized Roles. 

Now, we will see the detailed breakdown of available job roles in banking after the 12th:

Front Line Roles:

• Bank Teller

• Financial clerk 

• Customer Service representatives

• Personal Banker

Specialized Roles

• Auditor

• Investment Banker

• Risk manager

• Commercial Banker

• Accountant

• Wealth Manager

These are some popular positions available in the banking industry. Students can choose from these according to their interests and preferences. You can enter into these roles with entry-level positions. After that, you can get a promotion and get positions like mid-level and senior-level.

UG Banking Courses After 12th

Students who want to pursue their Bachelor’s degree in the Banking sector. Universities have opened their registration portal for well-suited students. To enroll in this course, candidates need to meet the eligibility criteria of the program and universities. Students are required to finish their secondary examination from any recognized board with a 50%-60% score or above. Some universities take admission on the basis of Entrance Exams such as CUET, MAT, XAT, CAT, and CMAT.

However, students need to qualify the entrance test with a good aggregate to secure their seat in universities. The UG Banking course will cover some of the disciplines including Banking operations, Financial markets, Risk management, Investments, and Financial analysis. Universities offer dynamic banking courses in B.A, BBA, B.Com, B.Sc. Students can join the program in both online and offline mode.

Undergraduate program duration will be 3 years, including 6 semesters. The approximate fee for this program will be INR 50,000 to INR 5,50,000, but it relies on the course specialization and university.

Moreover, students should go through the university's prospectus to get program detailed information.

Diploma in Banking Courses After 12th

Aspiring students who wish to start their banking career in short-term courses can go with the Diploma course in Banking. Students can choose this course in various universities, both online and offline learning.

For Diploma courses, there are simple processes for registration; candidates are required to complete their previous education in the 12th class with 40%-50% aggregates.

Many universities offer innovative and interactive diploma courses in the Banking sector; some of them are Banking Services Management, Banking and Finance, Investment and Risk Management, Banking Operations and Financial Systems, and more. The minimum duration is 6 months, and the maximum duration is 1 year of the diploma program. Diploma in Banking course fees will be INR 50,000 to INR 1,00,000 on average. All universities have their own processes of admission processes, so students need to check the official page of the university for required information.

Certificate in Banking Course After 12th

Students who don’t want to pursue a traditional banking program can go with the exclusive certificate courses. Certified courses are provided by reputed universities or institutions. Students can do this course online and offline. Online students just need to take some online lectures, tasks, and tests, then they can hold the certificate of the course. Course duration will be 3 months to 6 months minimum. Candidates who have completed their higher education from any recognised board are eligible for this course. Certificate Courses provided by universities are in Finance Planner, Management Accountant, Public Accountant, Alternative Investment Analyst, and more. These courses will help you learn about Banking and Finance systems.

The charges of the certificate course will range from INR 10,000 to 50,000, depending on the institute or organization.

Banking Course After 12th: Eligibility Criteria 

After completing your 12th grade, you normally need to have at least 50% of the minimum scores on your exams from a recognized board in order to be eligible for banking courses. Certain courses, like B.Com in banking, might have particular stream requirements, which frequently require a background in commerce. A bachelor's degree may also be necessary for some courses to be eligible for certain banking careers after graduation. 

• Eligibility for UG Course:

  • Applicants must have passed their 12th grade or equivalent from a recognized board.

  • Candidates must have earned a minimum of 50% marks in their 12th class.

  • Relaxation will be given to students who belong to reserved categories.

  • There is, as such, no restriction for any stream, but students from a commerce background are preferred for banking courses.

• Eligibility for Diploma and Certificate Courses:

  • Applicants must have a 10+2 certificate for admission to the banking diploma and certificate programs.

  • Students must have secured at least 45% marks in their 12th grade.

Free Banking Courses After 12th:

For those who have completed their 12th grade, numerous free online banking courses provide a solid foundation for a future in the financial industry. Digital banking, investment banking, and basic banking concepts are covered in courses offered by platforms such as Coursera, Great Learning, Alison, and SkillSchool. These are some popular courses that can be done for free from the mentioned platform:

Below are the most famous online platforms that provide free certification courses to students:

• SkillSchool

• Great Learning

• Alison

• Coursera

• Udemy

• edX

• IPBIndia

Banking Courses After 12th Fees

Banking Courses After 12th Colleges

Candidates who are looking forward to Banking sector career opportunities can join a Banking course. Banking courses help us to understand the fundamentals of banking, including risk management, financial management. A wide range of Banking courses is now being offered by universities in high demand. This program will prepare you for a variety of job roles in the banking and finance areas, including relationship management, customer service, and more.

Here are some highly recommended colleges for the Banking course: